If you’re planning to work past 65, or plan to remain on your spouse’s employer plan, you may be considering whether or not you should still enroll in Medicare. You will still have an Initial Enrollment Period when you turn 65, but depending on the health coverage you currently have, you may also be able to delay enrollment.
Medicare Part D prescription drug plans are also known as PDPs. These are standalone plans that can be purchased through private insurance companies. PDPs provide coverage for prescription drugs and medications, and may also cover some vaccines too.
Medicare eligibility begins at age 65 for most people. If you are turning 65 soon, you are next up to join the ranks of Medicare beneficiaries. Here’s what you need to know to get prepared.
Do you have a Medicare Advantage plan? If you do, then you need to know about the Medicare Advantage Open Enrollment Period. It runs from January 1 – March 31.
Most people are first eligible to sign up for Medicare when they turn 65, and many choose to enroll during this time. For individuals who are covered by a spouse’s employer health care plan, it may not be necessary, or ideal, to enroll in Medicare immediately upon turning 65.
Did you recently enroll in Medicare for the first time? Did you change your Medicare coverage during the Medicare Annual Enrollment Period last fall? Or, did your plan provider make changes to the benefits on your plan? No matter which situation applies to you, understanding your Medicare coverage is important for getting the most of your health care benefits.
Medicare covers a chiropractor specifically for manual manipulation of the spine to correct a subluxation. Original Medicare (Parts A & B) does not cover other services or tests ordered by a chiropractor, such as X-rays, massage therapy or acupuncture.
If you’re like most people, you don’t pay a monthly premium for your Medicare Part A. However, if you have Medicare Part B and you are receiving Social Security or Railroad Retirement Board benefits, your Medicare Part B premium is usually deducted from your monthly benefit payment.