| Thu, Feb 09, 2012 @ 09:00 AM

How to Tell if Your Medicare Plan is Right for You

Posted by Medicare Made Clear

How to Tell if Your Medicare Plan is Right for You

How well is your Medicare plan serving you? Maybe you’re new to Medicare, or you switched plans

during last year’s Annual Enrollment Period, or you’ve had the same Medicare coverage for years. No matter. Change is constant, and you need to pay attention to the ways your plan works for you and the ways that maybe it doesn’t.

First, it’s important to take advantage of all the benefits that Medicare offers. For example, all beneficiaries, regardless of the plan they have, are entitled to certain preventive care and services. In addition, the basic coverage offered by Original Medicare Parts A and B must be offered by all Medicare Advantage plans (Part C). Many Medicare Advantage plans also offer extra coverage for vision, dental and hearing care, prescription drugs and more. Read your plan materials to make sure you understand all that is available to you.

Next, you may want to check in with yourself on how well your plan benefits meet your needs over the year. If you find that your plan is lacking and, in the process, learn what you need, then you can prepare to make an informed choice during the next Medicare Annual Enrollment Period (October 15 to December 7, 2012).

Here’s a checklist that can help you assess your experience as you use your plan benefits. You may want to keep it handy and complete it every few months. Place a check by the statements that are true for you. The more checks, the better your Medicare plan is working for you. The fewer checks, the more likely it is that you may want to choose a different plan next time.

My Medicare Plan Coverage

My Medicare Plan Coverage

My Medicare Plan Cost

My Medicare Plan Cost

My Medicare Plan Convenience

My Medicare Plan ConvenienceMy Medicare Plan Satisfaction

My Medicare Plan Satisfaction

Choosing a Medicare plan is not a “get and forget it” action. It’s important to monitor your coverage, costs, convenience and satisfaction as you experience using your plan benefits.

For more information contact the Medicare helpline 24 hours a day, 7 days a week at 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048. You can also contact UnitedHealthcare® Medicare Made Clear to learn more at 1-877-619-5582, TTY 711, 8 a.m. – 8 p.m. local time, 7 days a week.

Resources:

Making Medicare Choices: Helpful information from MedicareMadeClear.com about choosing and switching Medicare plans

Medicare Made Clear Guides: Downloadable educational publications to help you understand Medicare and your plan choices

Medicare & You 2012: Medicare’s official handbook, downloadable from Medicare.gov

Y0066_120109_092919 File & Use 01152012