| Tue, Dec 14, 2010 @ 09:00 AM

Medicare Annual Election Period (AEP): What it Means for You

Posted by Medicare Made Clear

Medicare Annual Election PeriodNow that the Medicare Annual Election Period (AEP)has begun, many beneficiaries find themselves with lots of questions about what AEP means to them. There is plenty of information available through government websites, blogs and forums as well as right here at MedicareMadeClear.com. Explore our site and blog for information on Medicare coverage, plans and more.

How Medicare’s AEP Works

In order to be prepared for AEP it is important to first understand how AEP works.

AEP is held each year to allow Medicare beneficiaries to enroll in plans for the upcoming year.

During the Annual Election Period you can add, drop or change your Medicare coverage. This is the only time of the year you can do this unless you qualify for an exception. The Annual Election Period for 2011 began November 15, 2010, and will run through December 31, 2010.

Reviewing Your Medicare Coverage

Because Medicare Part C and Medicare Part D are provided through private health insurers, there can be a significant difference in price and coverage from one plan to the next. It is important to review your current coverage on a yearly basis. You may find that changes have been made to your plan. In some cases beneficiaries may discover they need additional coverage, while others may find that they are paying for coverage they do not need.

Shopping for Medicare Coverage

Once you have a clear picture of your current coverage and your out-of-pocket costs for the prior year, it’s time to do some comparisons. Check out the other plans available in your area. You may be surprised to find a plan which offers more coverage at a better price. You may also find you may be paying for coverage you are not using. Review the other plans available in your area to find one better suited to your needs.

AEP has already begun, and ends on December 31, 2010.

If you would like to learn more about Medicare enrollment, check out our complete post on Medicare enrollment periods or contact the MedicareMadeClear staff at 1-877-619-5582, TTY 711, 8 a.m. – 8 p.m. local time, 7 days a week.

Additional Resources




The family of UnitedHealthcare® Medicare Solutions plans are insured or covered by an affiliate of UnitedHealthcare, a Medicare Advantage organization with a Medicare contract and Medicare-approved Part D Sponsor.

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