| Fri, Dec 17, 2010 @ 09:00 AM

The Medicare Annual Election Period Ends in 2 Weeks: Have You Considered Your 2011 Coverage?

Posted by Medicare Made Clear

Medicare Annual Election PeriodThe Medicare Annual Election Period (AEP) for 2011 began November 15, 2010, and will end December 31, 2010. During this time Medicare beneficiaries have the opportunity to change their Medicare benefits for the coming year. Once AEP is over, unless special circumstances apply, a beneficiary cannot make changes until the 2012 election period begins.

 

Reviewing Your Medicare Plan

Reviewing your current Medicare plan(s) is the first step in preparing for 2011. Whether you’re enrolled in Original Medicare or you have Medicare coverage through a private insurance company, it is important to understand what your coverage will be in 2011. There may be changes to your coverage that will take effect January 1, 2011. It is important to find out if there will be changes to your out-of-pocket costs. Be sure to confirm what your premiums, co-pays, co-insurance, or other cost-sharing details may be in the coming year.   This information is readily available through your local Social Security office and/or your Medicare provider.

Making Changes to Your Medicare Benefits

If you find there will be changes to your Medicare coverage you may want to consider changing plans. If your health care needs have changed since you last selected your Medicare coverage, you may also want to consider a different plan(s). Your local Social Security office or private Medicare plan providers have information on the plans available in your area. Compare costs and coverage in order to determine which plan best meets your needs.

Once you have a selected a plan or plans, it is time to enroll. If, for example, you are adding Medicare Part B coverage you will need to enroll through the Social Security department. If however, you are enrolling in a Medicare Part C and/or Part D prescription drug plan you will need to begin the enrollment process with the private insurer who offers the plan.

If you have questions about Medicare enrollment, the Medicare helpline is available 24 hours a day, 7 days a week at 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048. You can also contact Medicare Made Clear to learn more about your Medicare options at 1-877-619-5582, TTY 711, 8 a.m. – 8 p.m. local time, 7 days a week.

Additional Resources

http://www.Medicare.gov/basics/socialsecurity.asp

http://ssa.gov/pubs/10043.html

http://www.hapnetwork.org/Medicare-drug-coverage/aep-toolkit.html

The family of UnitedHealthcare® Medicare Solutions plans are insured or covered by an affiliate of UnitedHealthcare, a Medicare Advantage organization with a Medicare contract and Medicare-approved Part D Sponsor.

Y0066_101207_162939 File & Use 12122010