Medicare Coverage: 3 Good Reasons to Review Your 2011 Medicare PlanPosted by Medicare Made Clear
It’s a good idea to review your Medicare coverage each year, regardless of whether you recently changed Medicare plans. Here are 3 good reasons for reviewing your coverage before the year starts slipping away.
1. Avoid Surprises
Many Medicare beneficiaries are surprised to learn that their Medicare coverage can change, even if they did not change plans during the Annual Election Period (AEP). In 2010, this period was from November 15 – December 31, 2010. During this time period, many Medicare beneficiaries changed their Medicare coverage for 2011.
Starting in 2011 (and going forward), AEP begins on October 15 and ends December 7.
Whether you changed your coverage or not, it’s a good idea to familiarize yourself with your 2011 Medicare plan(s). You may find that benefits were added or removed from your plan. By learning about these changes now, you can prepare yourself for any new out-of-pocket expenses as well as take advantage of any new coverage.
2. Save Money
By familiarizing yourself with your Medicare coverage, you can be prepared to discuss your coverage with your doctor. Together, you and your doctor can select tests, treatment options and medications that meet your health care needs and also fall within your Medicare plan coverage. This can help ensure that your Medicare benefits are optimized in covering your health care costs.
3. Reap the Benefits
Finally, understanding your Medicare coverage will help you to reap the full benefits of your plan. Many Medicare plans include preventative services such as physical exams, colon cancer screenings, bone mass measurements and more. Many times these services are at no additional cost to you. By taking advantage of these services, you will be taking a proactive approach to your health care needs and protecting your physical and financial health.
Learn what your Medicare coverage has to offer in 2011 so you can be prepared to avoid surprises, save money and take advantage of your benefits.
For information on your Medicare coverage, contact your insurance provider or call the Medicare Helpline at 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week.
The family of UnitedHealthcare® Medicare Solutions plans are insured or covered by an affiliate of UnitedHealthcare®, a Medicare Advantage organization with a Medicare contract and Medicare-approved Part D Sponsor.
Y0066_110311_155717 File & Use 03222011