| Mon, Mar 28, 2011 @ 09:00 AM

Choosing a Medicare Plan: How Mary Decided

Posted by Medicare Made Clear

About Mary

Choosing a Medicare Plan

Mary will turn 65 years old in two months and her Medicare Initial Enrollment Period (IEP) has begun. She plans to retire on her upcoming birthday. Upon retirement Mary plans to travel out of state regularly to visit her grandchildren.

Mary is healthy, active and takes two prescriptions; one to control her blood pressure and one to keep her bones strong. Mary’s 401k retirement plan will allow her to live comfortably but she wants to ensure that her healthcare expenses are affordable.

Mary’s Healthcare Needs:

  • Access to doctors and hospitals throughout the country
  • Prescription drug coverage
  • Plenty of coverage to ensure her medical expenses are covered if she should need medical attention

Mary’s Choice

Mary decided to enroll in Medicare Parts A (hospital coverage) and Part B (doctors visits) as well as a Part D (drug) plan for help with her prescription costs. Additionally, Mary chose Medigap Plan to help cover her cost sharing expenses for Parts A and B.


For Mary, Medicare Part A is free since she made payroll contributions to Social Security for at least 10 years. She will need to pay a monthly premium for her Part B coverage which will depend on her yearly income. The cost of Mary’s Medicare Part D and Medigap Plan coverage is determined by her insurer.


Are you or a loved one shopping for Medicare? Download our reference guide for understanding Medicare and get the information you’ll need to select the plans that meet your needs.


For information on the plans available in your area, contact your local Social Security office or call the Medicare Helpline at 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week.

Additional Resources



The family of UnitedHealthcare® Medicare Solutions plans are insured or covered by an affiliate of UnitedHealthcare, a Medicare Advantage organization with a Medicare contract and Medicare-approved Part D Sponsor.

Y0066_110825_141945 File & Use 08302011