Medicare Plan Choices: Where You Live Can Make a DifferencePosted by Medicare Made Clear
Medicare is a federal program, but your range of Medicare plan choices may vary depending on your state and county. Original Medicare (Medicare Part A and Part B) is administered by the federal government and provides hospital and medical coverage to eligible beneficiaries. The coverage and costs of Original Medicare are the same for everyone nationwide, no matter where they live.
Medicare Advantage plans (Medicare Part C) are offered by private insurance companies only in the states and counties each company serves. Medicare Advantage plans must include all the benefits of Original Medicare, but the total benefit packages offered by different plans and companies can vary widely in coverage and cost.
Many Medicare Advantage plans offer benefits that Original Medicare doesn’t include, like dental, vision, hearing and wellness programs. Most Medicare Advantage plans also include prescription drug coverage (Medicare Part D). Original Medicare does not include Part D, but you can buy a separate prescription drug plan to get the coverage. Prescription drug plans, like Medicare Advantage plans, are offered by private insurance companies regionally, and benefits vary from plan to plan.
If you’re interested in a Medicare Advantage or a Medicare Part D prescription drug plan, it’s important to research the plans available in your area and to understand the coverage and costs of each. The Medicare website, medicare.gov, has a tool you can use to search for and compare plans.
To learn more, contact UnitedHealthcare® Medicare Made Clear at 1-877-619-5582 (TTY 711), 8 a.m. – 8 p.m., 7 days a week. You may also call the Medicare helpline 24 hours a day, 7 days a week at 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.
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