| Thu, Oct 20, 2011 @ 09:00 AM

Who Can Get Medicare Part D?

Posted by Medicare Made Clear

Individuals can buy a Medicare Part D plan from a private insurance company to help pay for prescription drug costs.Since general prescription drug coverage isn’t included in Original Medicare, many people enroll in a Medicare Part D plan to help pay for prescription drugs. There are two main ways to get Medicare prescription drug coverage:

Medicare Prescription Drug Plans

To get prescription drug coverage, you can purchase a Part D insurance plan from a private insurance company. If you have Original Medicare (Part A and Part B), you can buy a separate plan just for drugs, called a prescription drug plan, or you can buy a Medicare Advantage (Part C) plan that may have drug coverage included.

Medicare Advantage plans offer nearly the same coverage as Original Medicare does, with additional benefits like vision, hearing, wellness services and, if you choose, prescription drug coverage. Details depend on where you live and what’s available in your area.

How to Join

To join a Medicare Part D Prescription Drug plan (or a Medicare Advantage plan with prescription drug coverage), you must have Original Medicare as well. Begin by researching plans available through private health insurance companies that serve your area. Medicare.gov has a plan finder tool to help you locate providers available near you. Then compare coverage and costs to your needs.

Each Part D plan decides which pharmacies plan members can use, so if you travel often, you may want to consider a plan that allows you to visit pharmacies wherever you are. Some plans also offer mail-order pharmacy services which can reduce your copay costs and allow you to have your prescription drugs mailed right to your home. Read more about how Medicare Part D prescription drug coverage works, and ways you can help reduce your costs.

When you’ve selected a plan, contact the insurance company to enroll. Many providers offer enrollment on their website, by phone or by mail.

For more information contact the Medicare helpline 24 hours a day, 7 days a week at 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048. You can also contact UnitedHealthcare® Medicare Made Clear to learn more 1-877-619-5582, TTY 711, 8 a.m. – 8 p.m. local time, 7 days a week.

Resources:

Understanding Medicare Part D – MedicareMadeClear.com

Medicare and You – Medicare.gov

Guide to Prescription Drugs – Medicare.gov

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