| Mon, Nov 14, 2011 @ 09:00 AM

Review your Health Care Coverage Before the Annual Enrollment Period Ends

Posted by Medicare Made Clear

Your chance to enroll in or switch your 2012 Medicare coverage ends on Dec. 7. Review your Medicare plan(s) and make any necessary changes. The Medicare Annual Enrollment Period (AEP) for 2012 coverage runs from October 15 through December 7, 2011, for plans effective January 1, 2012. Have you taken the time to review your coverage and make any necessary changes? If not, now is a great time to get started.

Reasons to Consider Changes to Your Medicare Plans

It is important to explore your Medicare choices even if you have been happy with your coverage in the past. From changes in your health or budget to changes in the terms of your plan, there are many reasons to review and consider switching your coverage annually.

Life Changes

Are you in better health than you have been in years past? Are you experiencing new health concerns? Changes in your health could mean it is time to make changes to your Medicare coverage. If you paid more out of pocket last year than you expected to, you may want to consider additional coverage. Alternatively, you may review your coverage and realize you’re paying for some benefits that don’t expect to need.

If you’re interested in getting additional coverage, our Plan Comparison Tool is a good place to see an overview of your choices. There are several ways to get additional benefits; many Medicare Advantage plans, for example, offer a variety of coverage options beyond what Original Medicare offers.

Have you moved from one state or coverage area to another? If so, you may have some plan choices in your new location that were not available where you lived before. Medicare.gov’s Plan Finder can give you a list of the plan choices based on your zip code.

Plan Changes

Even if you have not experienced any changes in your health and you feel that your current plan(s) meets all of your needs, it is still a good idea to review your Medicare coverage annually. Changes to the Medicare program and/or your plan can affect your coverage. Each year Medicare beneficiaries receive an Annual Notice of Changes that detail any changes to your plans for the coming plan year. Be sure to review this document. If you find that your Medicare plan no longer works for you, you have an opportunity to make a change. Taking the time to do so is a good way to protect your physical and financial health in the coming year.

For more information contact the Medicare helpline 24 hours a day, seven days a week at 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048. You can also contact UnitedHealthcare® Medicare Made Clear to learn more at 1-877-619-5582, TTY 711, 8 a.m. – 8 p.m. local time, seven days a week.

Resources:

Timing Matters – Medicare Made Clear

Switching Plans – Add, drop or change Medicare plans

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