Did you recently enroll in Medicare for the first time? Did you change your Medicare coverage during the Medicare Annual Enrollment Period last fall? Or, did your plan provider make changes to the benefits on your plan? No matter which situation applies to you, understanding your Medicare coverage is important for getting the most of your health care benefits.
Over the next few months, you’re probably going to receive a lot of information about Medicare. It’s all meant to help you understand your coverage choices and make informed decisions during the Medicare Annual Enrollment Period (Oct. 15 – Dec. 7).
On the surface, a skilled nursing facility and a nursing home may look very similar. Some care facilities actually operate as both, with a separate floor or section of a building devoted to each.
Original Medicare (Parts A & B) will not help pay for prescription sunglasses, or eyeglasses in general. However, eyeglasses or other corrective lenses may be covered in cases where they are deemed “medically necessary,” such as after cataract surgery.
Medicare does not cover regular preventive melanoma screenings. However, Medicare will cover a doctor visit to check a mole or other spot on your skin. Medicare will also cover a dermatologist visit for further assessment, if your doctor refers you.
When my friend forgets what she was going to say, she gives a glib flip of the wrist, smiles and
says, “Give me a minute.” And sure enough, in a minute or two, she comes out with it.
Original Medicare (Parts A & B) and Medicare Advantage (Part C) are two different ways to get Medicare benefits.
Medicare Supplement Plan F and Plan C will not be available to all Medicare beneficiaries starting in 2020. People who turn 65 or become newly eligible for Medicare on or after January 1, 2020 will not be able to buy Plan F or Plan C.
Your health care needs are personal, and your Medicare choices should be too. Of course you want a plan with the coverage you need. You also want one that’s kind to your pocketbook.