In 2018, a Nationwide Retirement Institute survey found that despite nearly 86 percent of older adults being enrolled – or planning to enroll – in Medicare, a whopping 72 percent wish they had a better understanding of Medicare coverage. The study further found the following as misconceptions that people have about Medicare:

The first time most people can enroll in Medicare is during their Initial Enrollment Period (IEP). This 7-month period begins three months before the month in which you turn 65 and ends three months after. But, what if you miss your IEP? What happens?

Allergies happen to almost everyone it seems nowadays. Whether it’s seasonal, environmental, food or just a random occurrence, at some point, you may need allergy tests, shots or medication to help with your condition.

What Part of Medicare Covers Durable Medical Equipment?

Medicare defines durable medical equipment, or DME, as reusable medical equipment that has been deemed medically necessary. Your doctor or another health care provider determines what equipment you need per Medicare guidelines. He or she assesses your health condition, what equipment can be used in your home and what equipment you are able to use.

Sometimes life happens. Maybe you got a new job, or you’re retiring, or you wish to be closer to your family. No matter why, if you’re moving and have Medicare coverage, you may qualify for a unique Special Enrollment Period when you can make some changes.

When it comes to making Medicare coverage choices, you may be considering a Medicare supplement insurance plan, also known as a Medigap plan. A Medigap plan helps pay some of the out-of-pocket costs that Medicare Parts A & B doesn’t, such as deductibles, copayments and co-insurance.

If you’re planning to work past 65, or plan to remain on your spouse’s employer plan, you may be considering whether or not you should still enroll in Medicare. You will still have an Initial Enrollment Period when you turn 65, but depending on the health coverage you currently have, you may also be able to delay enrollment.