A Medigap plan (also known as Medicare Supplement Insurance) is a kind of private Medicare coverage that helps pay costs Medicare Parts A and B (Original Medicare) don’t cover, like copayments, coinsurance and deductibles. Medicare Supplement Insurance carriers offer Medigap plansthat help cover out-of-pocket expenses associated with doctor visits, hospital stays, skilled nursing facility stays, hospice, blood transfusions or foreign travel emergencies, among other medical expenses.
Medicare made clear.
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Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan's contract renewal with Medicare.