Medicare eligibility begins at age 65 for most people. If you are turning 65 soon, you are next up to join the ranks of Medicare beneficiaries. Here’s what you need to know to get prepared.
Most people are first eligible to sign up for Medicare when they turn 65, and many choose to enroll during this time. For individuals who are covered by a spouse’s employer health care plan, it may not be necessary, or ideal, to enroll in Medicare immediately upon turning 65.
Medigap plans, also called Medicare supplement insurance plans, cover some of the costs not paid by Original Medicare (Parts A & B). For example, Medicare Part B typically pays 80 percent of the cost for a covered service, such as a doctor visit. You would be responsible for the other 20 percent of the cost, which a Medigap plan may cover.
Medicare is removing social security numbers from Medicare cards. The change is to help protect your personal identity. Your Medicare coverage and benefits will stay the same and continue without interruption.
Taking care of a loved one on Medicare with a chronic illness, disability or frailty is not an easy job. Yet more than 90 million Americans do it every day, according to the Caregiver Action Network.