When you’re looking at Medicare coverage for you or a loved one, you might notice the term “gap” coming up often. You’ve probably also noticed this can refer to a few different things in Medicare. When you’re trying to understand what “gap” means, it might be helpful to think about types of coverage. Are you looking at Medicare coverage overall, or specifically at Part D prescription drug coverage? This can help you know which gaps to fill in and which to avoid or delay.

In celebration of mothers everywhere, we at Medicare Made Clear wish you and yours a very Happy Mother’s Day.

People learn about new ideas in different ways. Some people absorb information best by reading. Others prefer to listen to someone talk. Still others might wish to see a demonstration of the concept.

Medicare reports that nearly 66 million Americans are caregivers. And according to the U.S. Department of Health and Human Services (HHS), fully 61 percent of caregivers are women.

Whether you are looking at Medicare options for yourself or a loved one, a little planning goes a long way. This means looking not only at current health care needs, but also planning for the future. What happens if you or a loved one are homebound and require home health care services? Will Medicare cover hospice care? Thinking about these two questions can go a long way to helping you cover your bases now and in the future.

Independence and quality of life are top priorities when we think about getting older. We want to stay in our homes and get around on our own. We want to enjoy the freedom that our later years can offer. In short, we want to stay healthy and be happy.  

Hospitalizations are often followed by a barrage of bills and statements. Only the initiated can hope to understand them. This is when energy is needed for recuperation, recovery and caregiving. You don’t want to spend it figuring out what’s covered and what’s not. So here’s a little primer on Medicare Part A to help you prepare ahead of time.

You can receive Medicare Part A and Part B coverage either through Original Medicare or through a Medicare Advantage plan (Part C). Medicare Advantage plans are offered by private companies approved by Medicare. They provide all of your Medicare Part A and Part B coverage. Many plans also include coverage for extra services (like vision or dental), and most include Medicare prescription drug coverage (Part D). How much you pay and how you access services varies by plan.  

As spring bulbs peek cautiously above ground, checking whether it’s safe to come out, it’s a good time to think about nurturing ourselves as well as our gardens. Medicare makes it easy to do.

Not everyone has to wait until they turn 65 to become eligible for Medicare coverage. Many people with disabilities and other special circumstances become eligible for Medicare well before their 65th birthdays. If you or a loved one have recently become disabled, now may be the time to start learning about Medicare plan choices.