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Copays, Coinsurance and Other Out-of-Pocket Expenses


There’s a lot of confusion surrounding the definitions of certain health insurance terms. There’s “copayment” and “coinsurance”. Then, there’s “deductible” and “out-of-pocket maximum”. Trying to figure out insurance jargon can be confusing.

Culinary Herbs vs Herbal Supplements

culinary herbs

Cooking with herbs and spices in their culinary form add flavor and depth to most dishes. Some culinary herbs and spices may even have medicinal properties. But did you know that certain herbal supplements can have a negative effect on some medical conditions and interact with certain medications?

Medicare: How to Put the Parts Together

parts of medicare

Making Medicare choices is not always as easy as A, B, C, D—but it’s a good place to start.

If The Shoes Fit, Wear Them!


You know that “Ahhh” feeling when you slip off your shoes? It may be a sign that the shoes you’re wearing aren’t fitting the way they should. Shoes that fit properly usually don’t cause discomfort. They usually don’t require a “break-in” period, either. Wearing ill-fitted shoes may not only hurt your feet, they may also cause ankle, hip, knee and back pain.

Oh, My Aching Joints! It May be Osteoarthritis


Have you ever felt like your bones were creaking or had your body stiffen up after you’ve been sitting awhile? It could be osteoarthritis. According to the Arthritis Foundation®, osteoarthritis (OA) affects about 27 million Americans and is the most common form of arthritis. 

Medicare Advantage or Medicare Supplement Insurance?

medicare supplement plan

Once you’re enrolled in Medicare Parts A and B, you have some decisions to make. One decision is whether to get other coverage to help with costs that Original Medicare doesn’t pay. This is when you may want to consider Medicare supplement insurance. Or you may want to look at other options.

Breast Cancer: We’ve Come a Long Way, Baby

breast cancer

It wasn’t so long ago that a breast cancer diagnosis often meant major surgery, months of radiation and a dubious prognosis. In fact, the National Cancer Institute (NCI) reports that the overall 5-year survival rate for breast cancer was 75% in 1997. By 2007, it had increased to 90% mainly due to advances in detection and treatment.

Nutrition: Why You Need It. Where to Get It.

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The body needs vitamins and minerals to survive and stay healthy. Eating well and getting plenty of exercise may help to reduce the risk of heart disease, stroke, Type II diabetes, bone loss, some kinds of cancer, and anemia. If you already have a chronic condition, eating well and exercise may help to better manage your symptoms.

You Have Choices: Medicare Open Enrollment 2014

medicare decisions

Medicare Open Enrollment starts October 15 and lasts through December 7. This is the one time each year that anyone who has Medicare may choose to enroll in a new Medicare Advantage plan or prescription drug plan. (Other enrollment periods are available but only if you meet certain criteria.) Any changes you make will go into effect on January 1.

Is It Depression or Dementia?


If you or a loved one is experiencing lapses of memory, don’t rush to assume that it’s due to dementia. It could be depression.

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