Original Medicare (Parts A and B) covers many medical and hospital services. But it doesn’t cover everything.
By John Schall, CEO, Caregiver Action Network
National Medicare Education Week is Sept. 15 – 21. It is one week each year that’s devoted to helping you understand Medicare. It’s good timing, too, because Medicare Open Enrollment is Oct. 15 – Dec. 7. This is when you may change your Medicare coverage choices for the upcoming year. So now is the time to make sure you choo
se coverage based on your needs.
You may file an appeal if you disagree with a coverage or payment decision made by Medicare or by your Medicare health or prescription drug plan. You may appeal any of the following.
It’s logical to think that when you are a patient in a hospital you are an inpatient. Not so. You can be in a hospital room, in a hospital bed, wearing a hospital gown and eating hospital food, sometimes for days, without ever being admitted as an inpatient.
Medicare decisions are highly personal. And there may be as many different questions about Medicare as there are beneficiaries—maybe more. But certain questions seem to come up more often than others. Here are the answers.
You may get a mound of mail about Medicare over the next few weeks. Your Medicare plan, other plans in your area and Medicare itself may send you materials and information.
Original Medicare (Part A and Part B) doesn’t cover everything. Some people choose to buy Medicare supplement insurance (also called Medigap) to help pay some of the expenses that Medicare doesn’t pay.