Woman and caregiver reviewing information online
Medicare Coverage & Costs | Tue, Apr 24, 2018 @ 09:00 AM

Part B Late Penalties Could Cost You Big Time

Posted by Medicare Made Clear

You’re turning 65 and it’s time to sign up for Medicare. Depending on your situation, there are parts of Medicare you may not need right away, like Part B if you are still working and have employer-sponsored coverage. However, if you don’t figure out your personal needs and miss your Initial Enrollment Period, you may have to pay penalties for as long as you have Medicare.

Senior woman reading tablet
Medicare Coverage & Costs, Medicare Tips & Resources | Tue, Mar 27, 2018 @ 09:00 AM

How to Avoid Paying More for Prescription Drug Coverage

Posted by Medicare Made Clear

If you’ve got a chronic condition that requires a lot of medication, chances are you’ve got your prescription drug plan figured out. If you’re in tip-top shape and don’t take a single pill, what’s the point? When it comes to prescription drug coverage and Medicare, if you don’t sign up when you’re first eligible, you could pay more down the road through penalties.

medical assistant helping senior woman to car
Medicare Coverage & Costs, Medicare Tips & Resources | Tue, Mar 06, 2018 @ 09:00 AM

5 Savvy-Shopper Tips to Help You Get the Most from Medicare

Posted by Medicare Made Clear

Do you spend your Sunday mornings scouring the newspaper inserts for coupons at the local grocery store? Make it a point to confirm you get all possible discounts when booking hotel reservations? Love getting the senior discount at the movie theater?

Retired women practicing yoga in grassy field
Medicare Coverage & Costs | Tue, Feb 06, 2018 @ 09:00 AM

Living with Chronic Heart Failure

Posted by Medicare Made Clear

Hearing a doctor say “you have heart failure” can be frightening. The words sound so final. But heart failure doesn’t mean that the heart has stopped working.

Retired Asian Male Poses with Car in Garage
Medicare Coverage & Costs | Tue, Jan 23, 2018 @ 09:00 AM

Social Security Gave You a Raise, But You May Not See It

Posted by Medicare Made Clear

Raises have been scant or nonexistent in recent years for people taking social security. That’s why many were glad to hear about the 2 percent social security cost-of-living adjustment (COLA) for 2018. But some people on Medicare may be surprised. Here’s why.

seinor couple reviewing booklet with agent at desk
Medicare Coverage & Costs | Tue, Jan 16, 2018 @ 09:00 AM

Medicare Supplement Insurance: The Basics

Posted by Medicare Made Clear

Original Medicare (Part A and Part B) doesn’t cover everything. Some people choose to buy Medicare supplement insurance (also called Medigap) to help pay some of the expenses that Medicare doesn’t pay.

senior couple discussing at home with agent
Medicare Coverage & Costs | Tue, Dec 26, 2017 @ 09:00 AM

Got New Coverage for the New Year?

Posted by Medicare Made Clear

If you made changes to your Medicare plan during Medicare Open Enrollment, you may be wondering what’s next. About 10 days after you enroll, you may get a phone call or letter from your Medicare insurance company. This is to make sure you understand your new plan. It is also a chance for you to give any information missing from your application.

woman reading mail at mailbox_assetID#53800
Medicare Coverage & Costs | Tue, Nov 28, 2017 @ 09:00 AM

2 Ways You Could Save on Blood Sugar Test Strips

Posted by Medicare Made Clear

Blood sugar testing is a way to keep track of how well diabetes is being managed. Test results help to show how food, physical activity and diabetes medications affect blood sugar.

senior african american man using inhaler at doctors office
Medicare Coverage & Costs | Tue, Nov 21, 2017 @ 09:00 AM

How to Navigate the Part D Coverage Gap

Posted by Medicare Made Clear

The Part D coverage gap – or “donut hole” – is a payment stage with Medicare prescription drug plans and a big budget concern for many people. It’s a period of time when the main cost burden for prescription drugs shifts from the plan to the plan member.

senior couple sitting playing cards
Medicare Coverage & Costs, OEP | Tue, Nov 14, 2017 @ 09:00 AM

Medicare DSNPs Serve Low-Income Seniors and People With Disabilities

Posted by Medicare Made Clear

As you’re enjoying the splendid fall season and pumpkin-spice everything, don’t forget that autumn also means open enrollment for health insurance. And if you’re eligible for both Medicare and Medicaid, you should know about an option that could offer a convenient, affordable approach to managing your health care.