It’s no secret that health care costs are on the rise, especially the cost of prescription drugs. But what may not be well known is that financial help exists to reduce the impact on your wallet.
A common concern for older adults is if their health care costs will be covered while traveling out of town, particularly in the event of a health emergency. The answer: “It depends.”
If you’re like most people, you don’t pay a monthly premium for your Medicare Part A. However, if you have Medicare Part B and you are receiving Social Security or Railroad Retirement Board benefits, your Medicare Part B premium is usually deducted from your monthly benefit payment.
You may be sifting through endless mailings, emails and ads lately, each touting the benefits of this or that Medicare Part D prescription drug plan. It may be time to narrow your options and select a plan for 2017.
Many people experience telltale signs when they’re “coming down with something.” Maybe it’s a headache, a sore throat, a runny nose, or feeling unusually tired. The next thing they know they have a full-blown cold. Or is it the flu?
Medicare HMO plans and Medicare PPO plans are two different types of Medicare Advantage plans. Medicare Advantage plans are an alternative to Original Medicare (Parts A and B). Plan members are still in the Medicare program, but their benefits are provided through a Medicare-approved private insurance company instead of through the government.