| Tue, Jul 09, 2019 @ 11:02 AM

Does Medicare Cover Melanoma Screenings?

Posted by Medicare Made Clear

Medicare does not cover regular preventive melanoma screenings. However, Medicare will cover a doctor visit to check a mole or other spot on your skin. Medicare will also cover a dermatologist visit for further assessment, if your doctor refers you.

Will Medicare Help Pay For Melanoma Screenings by a Dermatologist?

Medicare will pay for a dermatology visit if it is medically necessary, such as to check or further assess a skin spot or mole. But a preventive melanoma screening or skin check by a dermatologist is generally not covered. If you have a Medicare Advantage plan, call your plan to learn about specific coverage details.

Regular skin self-checks can help you find suspicious spots and get to the doctor quickly if you need to. And since melanomas may occur in hard-to-see places, like on top of your head or on your back, it’s important to be thorough.

Use this Body Mole Map from the American Academy of Dermatologists to make sure you cover everything each time you do a skin check. You may also want to look for free skin cancer screenings in your community.

Melanoma is treatable and can be curable when diagnosed early. Go to the doctor right away if you find a mole or skin spot that you’re worried about.

What’s the Difference Between Melanoma and Other Skin Cancers?

Melanoma is the most serious type of skin cancer. It often develops in an existing mole, but can also appear as a new mole or dark spot on the skin.

Other skin cancers are on the surface of the skin and localized, while melanoma begins deep in the skin and can spread to other parts of the body. Non-melanoma skin cancers include squamous cell carcinoma and basal cell carcinoma.

Precancerous growths called Actinic Keratoses (AK) may also occur. These are usually small scaly growths that you may feel before you actually see them.

What Does Melanoma Look Like?

You can tell a melanoma from a carcinoma or AK because a melanoma has distinct features. The features are simple to learn and remember by using the ABCDE Rule:

A = Asymmetry: One half of a mole or spot is different from the other half.

B = Border: The edges are irregular, scalloped or poorly defined.

C = Color: The color varies from one area to another and may include tan to very dark brown shades and sometimes white, red or blue.

D = Diameter: The mole or spot is wider than a pencil eraser, although some melanomas are smaller.

E = Evolving: The mole or spot looks different from others on your body or is changing in size, shape or color.

What Do Other Skin Cancers Look Like?

Non-melanoma skin cancers vary in appearance.

  • Basal cell carcinomas often look like small open sores or pink growths.
  • Squamous cell carcinomas may show up as scaly red patches or growths that have a dip in the center.

While not as serious as melanoma, these skin cancers need attention and treatment. See your doctor about any skin spot or mole that looks suspicious to you.


For more information about Medicare, explore MedicareMadeClear.com or contact the Medicare helpline 24 hours a day, seven days a week at 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.