| Tue, Aug 15, 2017 @ 09:00 AM

Medicare Part B May Not Cover a Hearing Aid, But Part C Might

Posted by Medicare Made Clear

grandmother with granddaughter playing with stuffed animalsOne question many Medicare beneficiaries ask is, “Will Medicare pay for my hearing aid?” The short answer is “No.” Original Medicare does not cover routine hearing exams, hearing aids or hearing aid fittings. Medicare Part B (medical insurance) does cover diagnostic hearing and balance exams if your doctor or other health care provider orders these tests to see if you need medical treatment for a recent injury or illness, such as vertigo or other balance problems.

If you do have an exam covered by Medicare, you’ll still have to pay the Part B deductible and 20 percent of the Medicare-approved amount for the doctor’s services. If you have testing done in a hospital outpatient setting, you will also be responsible to pay a hospital copayment.

If your doctor recommends you get services Medicare doesn’t cover, you may have to pay some or all of the costs. Before you do anything, be sure to ask why your doctor is recommending certain services and whether Medicare will pay for them.

You May Have Other Options

There are Medicare Advantage plans and Medicare supplement insurance plans that will pay for routine hearing-related coverage, such as hearing exams and hearing aids.

It’s important to learn as much as you can about the Medicare Advantage plans in your area before making a selection. You can get a complete list of what’s available by using the Medicare.gov plan finder. Enter some basic information and the site generates a list of plans. For each plan, you get a summary of coverage, premiums, deductibles, copays, estimated annual costs and more. You can select the plans you’re interested in and get a side-by-side comparison. Find a plan you like, and you can even enroll online.

Financial Assistance

If you need help paying for Medicare premiums or other costs, you may qualify for financial assistance. Contact your local Social Security Administration office or state Medical Assistance (Medicaid) program to find out if you qualify for Extra Help.

Learn more about hearing loss by reading Now Hear This! by Medicare Made Clear.

For more information, explore MedicareMadeClear.com or contact the Medicare helpline 24 hours a day, seven days a week at 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.

Resources

Original Medicare Doesn’t Cover Everything, but Additional Coverage is Available: Medicare Made Clear

Is your test, item, or service covered?: Medicare.gov

Medicare & You: Get the official U.S. government Medicare handbook.

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